Cash Balance Plans

Are you looking for a pension plan for your employees which offers goal oriented savings?

Are you interested in a quick and simple way for you and your employees to begin planning your retirement?

ERC's Cash Balance Solutions Provide:

Investment Options – Participants have a wide range of investment options through ERC's alliance with several of the world's largest investment houses.
Flexible Contributions– Participants can make contributions of up to $11,500 per individual in 2010. ($14,000 for individuals ages 50 and over.)
Cost Savings – Low administration and limited costs minimize your expenses.
Tax Credits Available – Businesses may recieve a tax credit of up to $1,500 over three years for administrative expenses related to establishing a Simple IRA plan.

WE OFFER:

• Employee deferals and employer matching contributions.
  
• Participants direct their own investments.
  
• Quarterly on-site planning and educational sessions for you and your employees.
• Withdrawals at any time, but IRS penalties encourage long-term savings focus.

^{Streamlined ERC Solution - ERC's proprietary daily recordkeeping and administrative services allow you to bundle investment and trustee services from outside providers into a single cost-effective package. If you prefer, leverage a relationship with a valued ERC Alliance Partner.} 

^{LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.}