46 Wilson Drive
Comprehensive, integrated and interactive financial planning is at the heart of everything we do. We begin with a complete inventory of all your resources, a comprehensive discussion of your values, goals and objectives for you, and your family. We work with our clients’ other advisors as well as their CPA, attorney, trust officers, insurance agents and any other professionals that are needed to build an integrated road map to your holistic financial life.
ERC specializes in working with clients who value a close, personal, long-term relationship with a trusted, knowledgeable advisor. We take time to understand our clients’ individual circumstances, enabling us to provide them with customized strategies. Our special process has helped our clients create a comprehensive plan that integrates their values, beliefs, goals and objectives. Our goal is to build a lasting relationship with you, our client.
Objectives-based planning is the basis for all recommendations. Once a properly allocated portfolio is constructed in the best interest of the client, it is then continually monitored to ensure that we are on track to meet the end goals. We develop sophisticated financial plans that estimate retirement savings and predict retirement income to help you reach your goals.
Life has unexpected challenges and those events may have an impact on a client’s risk tolerance and objectives. We re-asses risk tolerance and evaluate the current financial plan for any necessary changes, annually or as needed. We gather documents related to all assets, liabilities, risk management, and tax and estate planning to ensure that our planning process encompasses all complex life situations and resources. Our advisors use this information during the planning process to align the most appropriate investment options with the clients’ goals. We will remain objective and avoid knee-jerk reactions. We will assist you in making decisions that are always in your best interest.
We diversify across a broad spectrum of asset classes that include US and non-US equities, fixed income, alternative assets and liquid cash. Custom models are tailored to each client’s situation based on risk adjusted returns.
Our financial planning and investment process involves identifying, researching, implementing and monitoring. The first step is to clearly identify and match your long-term goals with your risk tolerance. ERC then uses Morningstar® and other resources to research and analyze funds, stock and general market data to assist in developing a strategic plan tailored to your investment objectives. Once a model is developed and implemented it is then monitored quarterly to ensure we are tracking your goals.
Providing business owners strategies that help grow their business and help increase their long term value. We work with business owners to prepare continuity and exit strategies to enhance their planning and wealth creation.
Our advisors are prohibited from engaging in transactions that may invoke a conflict of interest, as client interest has to come first.